English Conversation Practice - Getting a Loan

Customer: I see that the interest rates are rising.
Banker: Yes, the rates have gone up.
Customer: What does that mean for my loan?
Banker: Your loan payments will be higher.
Customer: I can't afford higher payments.
Banker: I'm sorry. There's nothing I can do.
Customer: I will have to wait for the rates to go back down.
Banker: That's probably a good idea.
Customer: Will you contact me when the rates are lower?
Banker: Yes, I will keep your loan application on file.

1. What is the customer hoping to do?
Get a free calendar
Apply for a job
Deposit money
Get a loan

2. What can the customer not afford?
Higher loan payments
Checking account fees
Credit card payments
To buy a house

3. What is the customer going to do?
Deposit cash
Open a savings account
Wait for the interest rates to go down
Apply for a credit card

4. What is the banker going to keep on file?
Loan application
Resume
Passport
Birth certificate